Absa Swiper Competition 2025

  1. Terms and conditions
  2. All participants in this competition agree that the competition rules as set out in these terms and conditions are binding on them. A copy of these rules is available to all participants and can be downloaded from the Absa website by searching for Summer Swiper Competition 2025.
  3. The organiser of this competition is Absa. For the purposes of this competition, Absa Bank Limited means Absa, with Registration Number 1986/004794/06, and Absa Group Limited means a public company with Registration Number 1986/003934/06, incorporated under the laws of the Republic of South Africa, a public company duly registered as a bank and incorporated in accordance with the laws of the Republic of South Africa, with its registered address at 15 Troye Street, Johannesburg, 2001.
  4. Absa, its directors, members, partners, employees, agents or consultants, MediaHeads 360, Absa’s promotion agencies, any other agency or third party directly involved in the administration or execution of this promotional campaign, as well as the directors, members, partners, employees, agents or consultants of such entities, and their respective spouses, life partners, business partners or immediate family members, are not permitted to participate in this promotional campaign.
  5. The participant acknowledges that they have been given enough time to read these terms and conditions before participating in this campaign. The participant is aware of all the terms printed in bold.
  6. Personal information:
  7. Absa will only collect, store and use participants’ personal information, such as their names, ages, telephone numbers and email addresses, for the purposes of entering them in the competition and for administering the competition. This will not affect any existing marketing preferences that they have registered with Absa.
  8. By participating in the competition, participants agree that their personal information may be transferred to our service providers and agents (including their subcontractors) to store and use as necessary. We will never pass participants’ information to any third party for them to use in their own direct marketing without the participant’s consent.
  9. Participants’ personal information will be held on record for a period as necessary to administer the competition, in any event not more than 5 (five) years, and will then be securely destroyed.
  10. Visit our website under Legal to view our full Privacy Statement.
  11. Competition offer:
  12. The Absa Swiper Competition has two parts and runs from 20 October 2025 to 02 November 2025 (the Absa Swiper Competition period):
  13. Part 1: The Absa Swiper Cash Competition (“the Swiper”):
  14. Participants stand a chance to win their share of R1 500 000 (the R1 500 000 will be equally split among the 10 radio stations). They can enter Swiper via WhatsApp on 067 384 0022 during the Absa Swiper Competition period.
  15. The WhatsApp line for entries into the Swiper on-air competition will close at 00:01 am on 30th October 2025. No entries will be accepted thereafter.
  16. The Swiper competition will be on air from 20 October 2025 to 31 October 2025 during the following radio stations’ breakfast shows between 06:00 and 09:00, Mondays to Fridays: KFM, 947, 702, Jacaranda FM, Kaya 959, Gagasi FM, Metro FM, Lesedi FM, Ukhozi FM and Radio 2000.
  17. Each radio station will randomly select 5 (five) qualifying participants to participate live on radio.
  18. As time races forward, the stakes rise higher with each announcement. With only 30 seconds on the clock, the qualifying participant must shout “Swiped!” just in time to lock in the cash. If they are too late, the prize slips away. If they time it perfectly, they can bag the accumulated cash (up to R25 000.00).
  19. If the qualifying participant that has been selected for the Swiper is an Absa accountholder, they will automatically receive a R2 500 cash bonus and, if they are also an Absa Rewards member, they will receive a further R2 500 cash bonus (“the Swiper Cash Bonus”).
  20. Prize Money fulfilment:
  21. The Absa Swiper on-air competition winners will receive a winner’s letters from their respective radio stations with clear details of the requirements to fulfill their prize money after all verification is done by Absa.
  22. The prize will be paid in accordance with the standard fulfillment period of 21 working days.
  23. The Absa Swiper on-air competition winners may contact MediaHeads 360 should they need clarity of the status of their prize money.
  24. Part 2: The Absa Swiper Car Competition (“Swiper Grand Prize”):
  25. Qualifying participants can stand a chance to drive away in one of ten sleek, all-new Jaecoo J5 Vortex in the colour red, including 3 (three) months’ car insurance premium from Absa Insurance.
  26. The WhatsApp line for entries into the Swiper Grand Prize competition will close at 00:01 am on Sunday 02 November 2025. No entries will be accepted thereafter.
  27. All qualifying entries received during the Absa Swiper Competition period that are Absa accountholders and Absa Rewards members will go into a lucky draw, and the winners of the cars, one per radio station, will be phoned live on air on 7 November 2025.
  28. The car handover will take place on 26 January 2026 or as soon as reasonably possible thereafter.
  29. Further details relating to the handover will be communicated to the winner/s.
  30. Prior to the car being registered into the winner’s name, all relevant supporting documents (i.e. proof of the winner’s identity document, valid driver’s licence and address) must be provided to Absa, as communicated, by the 26 November 2025.
  31. To qualify for the Swiper, the participant must:
  32. be a South African citizen, hold a South African identity document (ID) or valid passport, or be a temporary resident in South Africa holding a valid passport and permit, excluding those on holiday and business visits;
  33. provide correct and full personal contact details, as required; and
  34. be 18 years old or older.
  35. To qualify for the Swiper Cash Bonus, the participant must:
  36. meet the qualifying requirements for the Swiper as per clause 10.1 to 10.3;
  37. be called by the radio station on air to participate in the Swiper;
  38. be an Absa accountholder in good standing (meaning their accounts are not overdue, in arrears or overdrawn) and they must do at least 1 (one) card swipe or card-not-present (CNP) or digital wallet transaction during the Absa Swiper Competition period to receive the cash bonus of R2 500; and
  39. be an active Absa Rewards member to qualify for the further cash bonus of R2 500.
  40. To qualify for the Swiper Car Competition, the participant must:
  41. meet the qualifying requirements for the Swiper as per clause 10.1 to 10.3;
  42. be an Absa accountholder in good standing (meaning their accounts are not overdue, in arrears or overdrawn) between 1 October 2025 and 31 October 2025;
  43. be an active Absa Rewards member; and
  44. provide proof of a valid driving licence at the time of the entry and draw.
  45. To qualify for the 3 (three) months’ free car insurance for a personal car from Absa Insurance the winner must prior to the car being handed over by Absa:
  46. Obtain a personal car quote from Activate by Absa.
  47. Take up an Activate by Absa Insurance policy for a personal car and provide proof thereof.
  48. Contacting the Winner/s for the Swiper Car Competition
  49. The applicable radio station/s will attempt to only contact the winner/s once telephonically live on air on 7 November 2025.
  50. If the prize is declined or if the winner cannot be contacted (i.e. the call is unanswered or goes to voicemail or network issues) via the contact details provided, a replacement/back up winner will be contacted, and this process will be repeated until there is a winner.
  51. Incomplete or illegible entries, bulk entries, entries from third parties and entries which do not satisfy the requirements of these terms and conditions in full will be disqualified and will not be considered
  52. When the winners accept their prizes, Absa would appreciate the right to identify the winners by taking their photographs (at no fee) and publishing these in the relevant media as decided by Absa. Absa does, however, acknowledge the winners’ right to choose not to be identified, and winners may refuse to have their photograph taken and published in printed media or to appear on radio and television.
  53. If the winners have given their written consent, Absa has the right to publish the winners’ names and/or photographs (at no fee) in any advertising, promotional, print, point-of-sale or public relations material. The nature of these publications will be determined at the sole discretion of Absa, for a period of 12 (twelve) months from the date of the lucky draw.
  54. Once the prize has been handed over in terms of these rules, the results of the competition are final in all respects, and no correspondence will be allowed.
  55. Absa is not obliged to award more than the defined prize.
  56. If the prize is anything other than a cash prize, Absa will not be liable for any defects or damage to the prize. The winner must refer to the applicable supplier/manufacturer warranty for replacement or repair of the item. Where it is clearly stipulated in the terms and conditions that a prize will be supplied by a third party, Absa will not be liable if such third party fails to comply.
  57. By participating in this competition, participants acknowledge that they accept the above conditions for participation.
  58. Participants are responsible for any reasonable costs to enter, such as standard SMS, MMS, DATA or postage fees. These costs will not exceed normal standard rates for the method used.
  59. Absa is not liable in any way for any direct or indirect loss or damage because of participants’ participation in the competition.
  60. If Absa cannot continue with the competition for any reason beyond its reasonable control or if it is required by any regulatory terms or applicable law, Absa may end or alter the terms of the campaign on condition that:
  61. no participants have qualified for the campaign yet and reasonable notice has been given beforehand to all participants; and
  62. if the campaign is ended as set out in the competition period above, no participant will have any claim of any nature whatsoever against Absa.
  63. The promotion and terms and conditions will be governed by the laws of the Republic of South Africa.
  64. Standard Absa Rewards, credit and debit card terms and conditions apply.
  65. Amendments to the terms and conditions:
  66. Absa is entitled to amend the terms and conditions hereof in so far as same is deemed necessary and such amendments may relate to any aspect of such campaign;
  67. The amendments may include the addition and/or deletion of any existing and/or proposed terms and conditions of the campaign, which amendments may also affect the identified prize, including but not limited to any cash prize of such campaign;
  68. The proposed amendments may be effected before the start date of the campaign and during the campaign period, which amendments may result in the reduction and/or extension of the campaign period as deemed necessary; and
  69. It is the participant’s responsibility to regularly check the stations and Absa’s website where the campaign rules are made available as per clause 1 for any amendments.
  70. In the event that the terms and conditions of this campaign are amended, such amendments will become effective immediately or on such date as may be determined by Absa. However, all participants who have received confirmation of the prize before such date will remain eligible to receive the prize that has been awarded to them in accordance with the terms and conditions in force when they were selected as participants, on condition that it is still within the bounds of the law and complies with instructions of a regulatory body or authority.
  71. No participant will have any recourse or claim against Absa for any direct or indirect loss or damage as a result of any amendment to these terms and conditions or as a result of Absa’s cancellation, termination or suspension of the campaign in line with these terms and conditions.
  72. MediaHeads 360 acts solely as the execution agency appointed by ABSA for the Swiper competition. Their duties are limited to implementing campaign activities strictly in line with ABSA’s instructions. ABSA retains full responsibility and decision-making authority for the competition, including the determination of participant eligibility. Any disqualification of entrants who do not meet the eligibility requirements—such as the possession of valid documents and valid driver’s license—will be carried out solely under ABSA’s directive and in strict adherence to ABSA’s published terms and conditions